feat: ship v0.3.0 with P2.1 editor polish and P3 AI collaboration

Add chapter reorder, search replace, inspiration capture, and AI chat with context editing, settings, offline handling, and naming checks. Fix dev black screen by keeping process.env reads in the main process only.

Co-authored-by: Cursor <cursoragent@cursor.com>

src/renderer/stores/useSettingsStore.ts

@@ -1,5 +1,6 @@
 import { create } from 'zustand'
 import type { ThemeId, Language, GlobalSettings, ActionId } from '@shared/types'
+import { DEFAULT_AI_CONFIG } from '@shared/types'
 import { ipcCall } from '@renderer/lib/ipc-client'
 import { applyTheme } from '@renderer/lib/theme'
 import i18n from '@renderer/i18n'
@@ -17,6 +18,8 @@ export const useSettingsStore = create<SettingsState>((set, get) => ({
   language: 'zh-CN',
   dailyWordGoal: 0,
   shortcuts: {} as Record<ActionId, string>,
+  aiConfig: { ...DEFAULT_AI_CONFIG },
+  namingIgnoreWords: [] as string[],
   loaded: false,
   load: async () => {
     const data = await ipcCall(() => window.electronAPI.settings.get())